Show 118 - Credit Card Points 101 with Dan Miller
In this episode, I discusscredit card hacking for free tracel with Dan Miller from Points with a Crew.
3/18/20261 min read
Have you ever dreamed of taking a vacation, but you think it isn’t possible? There is always a way, if you’re willing to put in the work. And credit card hacking is work. But, the amount of hours it takes to get a free trip with credit cards versus to time to work to save up for that same trip are vastly different. So if you’ve ever wanted to learn about credit card hacking from a master, now is your chance!
Show Notes
dan@pointswithacrew.com
pointswithacrew.com
Recommended Books (Amazon Affiliate Links)
Profit First
Key Ideas
The difference between fixed-value points and variable-value travel rewards (you want variable)
Credit card sign-up bonuses are the fastest way to earn travel points
Everyday spending alone usually isn’t enough to earn big rewards
Opening credit cards affects your credit score in surprisingly small ways
The importance of paying balances in full every month
Travel hacking only works if you avoid credit card debt
Teachers need to plan travel 12–18 months in advance to maximize rewards
Bonus Tip
Here is a bonus tip I didn't get to in the episode.
One other qualification we didn’t talk about in depth for credit card hacking is organization. You must be able to track not only your spending, but your sign up bonuses and your annual fee times in such a way that you do it flawlessly. The fastest way to wreck the benefits of credit card hacking is to pay annual fees and interest!